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This short article considers the proposed OCC/FDIC Supervisory Guidance at length

This short article considers the proposed OCC/FDIC Supervisory Guidance at length Federal bank regulatory agencies have actually offered realize that deposit advance services and products, often referred to as bank “payday loans,” will be at the mercy of significant brand brand brand new limitations and heightened supervisory scrutiny. The Federal Deposit Insurance Corporation (“FDIC”) and the Office of the Comptroller of the Currency (“OCC”) announced proposed Supervisory Guidance that will mandate significant changes to the practices of State-chartered non-member banks and national banks offering such…

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Molly Fleming, nationwide payday-lending reform advocate, on yesterday’s proposed brand brand brand new federal payday guidelines

Molly Fleming, nationwide payday-lending reform advocate, on yesterday’s proposed brand brand brand new federal payday guidelines Yesterday, the customer Financial Protection Bureau unveiled its proposal that is long-anticipated to stricter rules to your customer financing industry of payday advances, name loans and installment loans. Such reform is very long overdue in Missouri, state with additional payday-loan storefronts than Wal-Marts, McDonalds and Starbucks combined. The lobby that is payday-lending which employs disgusting tactics to protect its unconscionable income, pretty much features a stranglehold in the state…

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